Umbrella Policies

Accidents happen.  So do lawsuits.

Don’t let an unfortunate accident on your property or in your car wipe you out financially. An Umbrella Policy will protect you against liability claims, and covers legal, defense, and court fees if you are sued.  It picks up where your Homeowner’s or Auto insurance ends, and can be a life-saver.

Umbrella policies are surprisingly affordable, and add immeasurably to the value of your home and auto insurance. We recommend coverage of at least $1,000,000.   You may never need to use it.  But just like a regular umbrella, you don’t want to be caught without it if the storm clouds open.


Contact US to discuss the right policy for your needs.